Buying a home can be an exciting but stressful process. Finding the right home lender can make all the difference. With so many options available, it can be overwhelming to decide which lender to choose. To help make your decision easier, we have compiled a list of the top 10 best home lenders.
1. Quicken Loans
Quicken Loans is the largest home lender in the United States and offers a variety of mortgage options. They are known for their fast and easy online application process and excellent customer service. Quicken Loans also offers a unique program called Rocket Mortgage, which allows borrowers to complete the entire mortgage process online.
2. Wells Fargo
Wells Fargo is a well-known bank that offers a variety of mortgage options. They have a wide range of loan programs, including FHA, VA, and conventional loans. Wells Fargo also offers online tools to help borrowers calculate their monthly payments and compare loan options.
3. Bank of America
Bank of America is another well-known bank that offers a variety of mortgage options. They have a team of loan officers who can help guide borrowers through the mortgage process. Bank of America also offers a program called the Affordable Loan Solution, which is designed to help low-income borrowers purchase a home.
4. Chase
Chase is another large bank that offers a variety of mortgage options. They offer fixed-rate and adjustable-rate mortgages, as well as FHA and VA loans. Chase also offers an online mortgage calculator to help borrowers estimate their monthly payments.
5. CitiMortgage
CitiMortgage is a subsidiary of Citibank and offers a variety of mortgage options. They have a team of loan officers who can help borrowers choose the right loan program. CitiMortgage also offers online tools to help borrowers calculate their monthly payments and compare loan options.
6. Guaranteed Rate
Guaranteed Rate is a mortgage lender that offers a variety of loan programs. They are known for their low rates and fast online application process. Guaranteed Rate also offers a program called Digital Mortgage, which allows borrowers to complete the entire mortgage process online.
7. US Bank
US Bank is a well-known bank that offers a variety of mortgage options. They have a team of loan officers who can help borrowers choose the right loan program. US Bank also offers online tools to help borrowers calculate their monthly payments and compare loan options.
8. PennyMac
PennyMac is a mortgage lender that offers a variety of loan programs. They are known for their competitive rates and excellent customer service. PennyMac also offers an online application process and a team of loan officers to help guide borrowers through the mortgage process.
9. SunTrust
SunTrust is a bank that offers a variety of mortgage options. They have a team of loan officers who can help borrowers choose the right loan program. SunTrust also offers online tools to help borrowers calculate their monthly payments and compare loan options.
10. Freedom Mortgage
Freedom Mortgage is a mortgage lender that offers a variety of loan programs. They are known for their excellent customer service and fast online application process. Freedom Mortgage also offers a program called Eagle Eye, which helps borrowers find the best loan program based on their unique financial situation.
Conclusion
Choosing the right home lender can be a daunting task, but it is an important decision that can greatly affect your financial future. The top 10 best home lenders listed above offer a variety of loan programs and excellent customer service. Take the time to research each lender and choose the one that best fits your needs and goals.